San Diego’s high home and rent prices compared to salaries leave residents unable to build equity, the study said.—John R. McCutchen

The burden of the Sunshine Tax may be too heavy for the American Dream.San Diego is the worst city in the United States for building wealth, a study released Monday by showed.

The Florida-based personal finance website looked at what it felt were the most important factors to save money and earn more, including housing prices, income after taxes, average debt, employment and access to education.